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Personal Loan Rates

Effective September 2, 2010

Rates are subject to change at any time.

Home Equity APR Maximum
Amount
Maximum
Term
Maximum
L-T-V
Monthly Payment per $1,000
Line of Credit*3.250%N/A20 yrs.**80%$2.71
Home Equity Loan6.250%N/A5 yrs.80%$19.45
 6.500%N/A10 yrs.80%$11.35
 7.000%N/A15 yrs.80%$8.99
Home Improvement Loan9.500%$10,0007 yrs.N/A$16.74


*For lines of credit, the Annual Percentage Rate (APR) is variable and can change monthly, the maximum APR is 18% and there is a $20 annual fee. Property insurance is required for all home equity products.

**Indicates a 10 year draw period during which the minimum payment is equal to the interest accrued.


Loan Term APR Down
Payment
Monthly Payment per $1,000
New Vehicle



2009 - 201160 mo.6.000%10%$19.57
with Checking & Autopayment60 mo.5.750%10%$19.45
Used Vehicle



2008 and older48 mo.6.500%20%$23.83
with Checking & Autopayment48 mo.6.250%20%$23.71

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