Overdraft Programs

Getting caught in the rain is no problem when you have an umbrella. And making a mistake with your checking account is no problem when you have overdraft protection.

Lee Bank offers three methods of protection: our LEEWAY Line of Credit, automatic transfer from another account or OOPS! overdraft privilege. Make sure you're covered.

Line of Credit

Our LEEWAY Line of Credit gives you peace of mind that you're always covered.

  • No setup or maintenance fees
  • Avoid declined transactions
  • Covers all forms of overdrafts
  • Line of credit linked to checking account
  • Incurs interest only if accessed due to overdraft
  • Low, variable interest rate
  • Pay off balance quickly to reduce associated cost
Auto Transfer

Pre-authorize another Lee Bank account, like your savings account, to be linked to your checking account to cover overdrafts.

  • No fees unless used
  • Avoid declined transactions
  • Automatic transfer covers all forms of overdrafts
  • $2 fee per overdraft transfer
OOPS!

Occasional Overdraft Privilege Service (OOPS!)

  • We consider payment of overdrafts on checks instead of automatic return
  • $29 overdraft fee per item paid
  • Available on eligible checking accounts

Read our OOPS! Policy for more information.

We also offer additional overdraft protection services (see tabs above). If you apply and are approved for these optional services, you may save money on the total fees you pay us for overdraft protection services.

Overdraft Programs

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