Free Kasasa Cash Back Checking

Choose the free checking account that pays you back — Kasasa Cash Back® earns you 4% cash back* on your everyday debit card purchases, up to $8 per month. You'll also earn up to $25 in ATM fee refunds* nationwide!

To earn your rewards, simply do a few easy things you're probably already doing. We’re talking about simple things like signing up for free eStatements. Keep the money flowing when you connect your account to Kasasa Saver® to save automatically.

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Details
  • Free checking that pays you back
  • 4% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $8 cash back per month
    • Earn up to $96 cash back per year
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to high-interest Kasasa Saver account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online services, including:
    • Online banking and bill pay
    • eStatements
    • Mobile banking
  • Free MasterCard® rewards debit card
  • Overdraft programs available
  • Kasasa Protect™ available at an exclusive price 
  • Unlimited check writing
  • $25 minimum deposit to open

It’s So Easy to Earn Your Rewards!

Use account freebies, like your debit card and eStatement services, to cash in on rewards! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

See? So simple! And if you don’t qualify one month, don’t worry — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your full rewards the very next month.

View the Monthly Qualification Cycle dates.

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*The Minimum to open account is $25. When monthly qualifications are met, you receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle.  You will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash Back qualifications are not met, Cash Back rewards are not received and ATM fees are not refunded.

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