Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Auto Loans

Loan Term APR** Down Payment Monthly Payment per $1,000

New / Used Vehicle (2023-2026)

0.25% discount with Lee Bank Relationship and Autopayment

72 mo.

7.00% 10% $17.17

Used Vehicle (2020-2022)

0.25% discount with Lee Bank Relationship and Autopayment

60 mo. 8.00% 20% $20.40

Recreational Vehicle (2022-2025)

0.25% discount with Lee Bank Relationship and Autopayment

48 mo. 7.75% 20%

$24.30

 

Certificates of Deposit (CDs)

CERTIFICATES

TO OPEN

TO EARN APY

ANNUAL PERCENTAGE YIELD

INTEREST RATE

3 MONTH $500 $500 2.75% 2.676%
6 MONTH $500 $500 2.75% 2.676%
12 MONTH $500 $500 2.75% 2.676%
18 MONTH $500 $500 2.50% 2.435%
24 MONTH $500 $500 2.50% 2.435%
30 MONTH $500 $500 2.00% 1.953%
36 MONTH $500 $500 2.00% 1.953%
48 MONTH $500 $500 2.00% 1.953%

Call us to learn about our New CD Specials! 413.243.0117

Checking & Savings

Account Minimum to Open Minimum Balance to Earn APY APY*
Statement Savings $10.00 $10.00 0.10%
Health Savings Account $25.00 $25.00 0.01%

Clear Choice Money Market

Minimum to Open Minimum Balance to Earn APY APY*
$10.00 $10.00 0.10%
$10.00 $25,000 0.15%
$10.00 $100,000 0.20%

EMPOWER Rewards Checking

Balance Interest Rate APY*
On balances $0.01 up to $10,000 If qualifications are met
3.922% 4.00%
On amount of balance over $10,000 If qualifications are met
0.50% 0.50%
On entire balance If qualifications not met 0.05% 0.05%

Qualification Information:

To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 30 debit card purchases post and settle your account
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive e-statement notice

EMPOWER Rewards Savings

Balance Interest Rate APY*
On balances $0.01 up to $25,000 If qualifications are met 3.922% 4.00%
On amount of balance over $25,000 If qualifications are met 0.50% 0.50%
On entire balance if qualifications not met 0.05% 0.05%

Qualification Information:

To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 30 debit card purchases post and settle your account
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive e-statement notice

Kasasa Cash

Balance Interest Rate APY*
On balances $0.01 up to $10,000 If qualifications are met
2.956% 3.00%
On amount of balance over $10,000 If qualifications are met
0.50% 0.50%
On entire balance If qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle

Kasasa Saver

Balance Interest Rate APY*
On balances $0.01 up to $25,000 If qualifications are met 1.489% 1.50%
On amount of balance over $25,000 If qualifications are met 0.50% 0.50%
On entire balance if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle

Personal Loans

Loan Type APR** Maximum Amount Maximum Term Maximum L-T-V Monthly Payment per $1,000

Home Equity Line of Credit3

Prime Rate as published in the Wall Street Journal.

*Maximum annual percentage rate (APR) is 18%, with 4.00% APR as the floor. 

6.75%* N/A 25 years 80% $6.91
Unsecured 14.00% $5,000 3 years N/A

$34.18

Collateral with Lee Bank Investment  8.00% N/A N/A Per Collateral Review

N/A

Collateral with Lee Bank Account

5.50% or 3.00% above the APY of the account securing the loan, whichever is greater

N/A N/A 95% N/A
Rental Assistance 2.00% $3,000 18 months N/A $56.44
Business Bill Pay Video
Business Mobile Banking Video
Business Online Banking Video
Cards Video
External Transfer Video
Identity Theft Prevention Video
Manage My Cards Video
Merchant Source Capture Video
Mobile Banking Video
Online Banking Video
Online Bill Pay Video
uChoose Rewards Video
Zelle Video

Mobile Banking FAQs

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What are the different ways I can access my account?

Mobile Banking enables anyone with an online banking account to access their account information from a mobile device. There are two ways to access your accounts:

  • Use a mobile browser on your mobile device
  • Download an application to your mobile device

You can choose the option that works best for you.

What are the requirements?

To use the SMS text messaging service, your mobile device must send and receive text messages to and from a short code. Older mobile devices (flip phones) are capable of sending and receiving text messages, but are probably not compatible with Mobile Banking. Please note that some mobile service carriers charge for outgoing text messages or for each message sent and received. Message and data rates may apply.

To use the mobile browser service, your mobile device must have an Internet browser and may require a data service plan. Message and data rates may apply. You access the Mobile Banking website using the link sent by SMS text message during the enrollment process.

To use the Mobile Banking downloadable application, your mobile device must have an operating system that supports application downloads and may require a data service plan. Message and data rates may apply. You download the Lee Bank Mobile Banking application using the link sent by SMS text message during the enrollment process or visit the online application store for your mobile device.

Is Mobile Banking secure?

Lee Bank Mobile Banking employs industry best practices with regards to security. It has been assessed against industry security criteria by a number of independent system security experts.

At a high level, Mobile Banking offers the following security safeguards:

  • Authentication – Mobile browser and application solution customers are authenticated for every interaction with any Mobile Banking component. Customers are authenticated by username and password or by utilizing existing login credentials for a single sign-on.
  • Encryption - 128 bit encryption is used for all transactions within Mobile Banking and between Mobile Banking.
  • Fraud – Mobile Banking incorporates mechanisms such as transaction validation and transaction reconciliation processes to detect fraud.
  • Availability/Resilience – Mobile Banking is protected against malicious attacks through software and server hardening measures.
  • Audit Ability – Mobile Banking provides full audit capabilities through event logs and event-based reporting.

Is my personal or financial information stored on my phone?

No. Mobile Banking does not save any files with personal or financial information on your mobile device. That information stays strictly within online banking. Some phones have logo and branding files that are copied to the mobile device. Those files do not contain any personally identifiable information.

Which accounts can I access using Mobile Money?

You can access any account you have set up in online banking. You select which accounts you want to access using Mobile Banking during the enrollment process.

How current is the account and transaction information?

When you view your account balance, you see the current available balance. When you view the transaction history, you see the most recently posted transactions.

Can I add more than one mobile phone?

No. Only one mobile device may be registered.

What if my phone number changes?

Contact Lee Bank to securely update your customer profile.

What if my phone is lost or stolen?

A lost or stolen device should be reported to your carrier. Then contact Lee Bank for assistance in deactivating your phone in your Mobile Banking profile in your Online Banking Options.

Which mobile service carriers support Mobile Banking?

Most mobile carriers support Mobile Banking.

I have a prepaid plan, can I use Mobile Banking?

Mobile Banking works with most prepaid plans, but we cannot guarantee that your carrier supports standard U.S. short codes. T-Mobile prepaid does not support short codes.

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