Details
- Free account that builds your savings effortlessly
- Links to EMPOWER Rewards Checking
- Automatic transfers of EMPOWER Rewards Checking
- Earn 4.00% APY* on balances up to and including $25,000 when qualifications are met
- Earn 0.50% APY* on balances over $25,000 when qualifications are met
- 0.05% APY* on all balances if qualifications are not met in EMPOWER Rewards Checking
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital services, including:
- $10 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your EMPOWER Rewards Checking automatically qualifies you for the highest EMPOWER Rewards Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your EMPOWER Rewards Checking account during each Monthly Qualification Cycle:
- Have at least 30 debit card purchases post and settle your account
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on EMPOWER Rewards Savings. And you can get right back to earning your full rewards the very next cycle that you qualify.
EMPOWER REWARDS Checking w/EMPOWER REWARDS Savings
*Reward Information: When your EMPOWER REWARDS account qualifications are met during a Monthly Qualification Cycle, checking account balances $0.01 up to $10,000.00 receive an APY of 4.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 4.00% - 0.50% APY depending on the account's balance and (2) savings account balances $0.01 up to $25,000.00 in EMPOWER REWARDS Savings receive an APY of 4.00%; and balances over $25,000.00 in EMPOWER REWARDS Savings earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 4.00% - 0.50% APY depending on the balance. If qualifications for EMPOWER REWARDS Checking are not met, all balances in EMPOWER REWARDS Checking and Savings earn 0.05% APY and ATM fees are not refunded. When qualifications are met, interest and ATM fee reimbursements will be credited to your EMPOWER REWARDS checking account on the last day of the statement cycle and will automatically sweep into the attached savings account. EMPOWER REWARDS Checking must be opened in tandem with EMPOWER REWARDS Savings.
Qualification Information:
To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:
- Have at least 30 debit card purchases post and settle your account
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
All Kasasa® and EMPOWER Accounts
*$25.00 minimum deposit is required to open a checking account, $10.00 minimum required to open a savings account. Limit 1 rewards checking account per social security number per household. There are no recurring monthly service charges or fees to open or close this account. APY=Annual Percentage Yield. APYs are accurate as of 03/23/2026. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase processed by merchants and received by Lee Bank as ATM or PIN based transactions and purchases made with non-Lee Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
All Kasasa® and EMPOWER accountholders will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher. When account qualifications are not met, ATM fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Contact a Lee Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
| Loan | Term | APR** | Down Payment | Monthly Payment per $1,000 |
|---|---|---|---|---|
|
New / Used Vehicle (2023-2026) 0.25% discount with Lee Bank Relationship and Autopayment |
72 mo. |
7.00% | 10% | $17.17 |
|
Used Vehicle (2020-2022) 0.25% discount with Lee Bank Relationship and Autopayment |
60 mo. | 8.00% | 20% | $20.40 |
|
Recreational Vehicle (2022-2025) 0.25% discount with Lee Bank Relationship and Autopayment |
48 mo. | 7.75% | 20% |
$24.30
|
Certificates of Deposit (CDs)
CERTIFICATES |
TO OPEN |
TO EARN APY |
ANNUAL PERCENTAGE YIELD |
INTEREST RATE |
| 3 MONTH | $500 | $500 | 2.75% | 2.676% |
| 6 MONTH | $500 | $500 | 2.75% | 2.676% |
| 12 MONTH | $500 | $500 | 2.75% | 2.676% |
| 18 MONTH | $500 | $500 | 2.50% | 2.435% |
| 24 MONTH | $500 | $500 | 2.50% | 2.435% |
| 30 MONTH | $500 | $500 | 2.00% | 1.953% |
| 36 MONTH | $500 | $500 | 2.00% | 1.953% |
| 48 MONTH | $500 | $500 | 2.00% | 1.953% |
|
Call us to learn about our New CD Specials! 413.243.0117 |
Checking & Savings
| Account | Minimum to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|---|
| Statement Savings | $10.00 | $10.00 | 0.10% |
| Health Savings Account | $25.00 | $25.00 | 0.01% |
Clear Choice Money Market
| Minimum to Open | Minimum Balance to Earn APY | APY* |
|---|---|---|
| $10.00 | $10.00 | 0.10% |
| $10.00 | $25,000 | 0.15% |
| $10.00 | $100,000 | 0.20% |
EMPOWER Rewards Checking
| Balance | Interest Rate | APY* |
|---|---|---|
|
On balances $0.01 up to $10,000 If qualifications are met
|
3.922% | 4.00% |
|
On amount of balance over $10,000 If qualifications are met
|
0.50% | 0.50% |
| On entire balance If qualifications not met | 0.05% | 0.05% |
Qualification Information:
To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:
- Have at least 30 debit card purchases post and settle your account
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
EMPOWER Rewards Savings
| Balance | Interest Rate | APY* |
|---|---|---|
| On balances $0.01 up to $25,000 If qualifications are met | 3.922% | 4.00% |
| On amount of balance over $25,000 If qualifications are met | 0.50% | 0.50% |
| On entire balance if qualifications not met | 0.05% | 0.05% |
Qualification Information:
To qualify for the EMPOWER REWARDS rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:
- Have at least 30 debit card purchases post and settle your account
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
Kasasa Cash
| Balance | Interest Rate | APY* |
|---|---|---|
|
On balances $0.01 up to $10,000 If qualifications are met
|
2.956% | 3.00% |
|
On amount of balance over $10,000 If qualifications are met
|
0.50% | 0.50% |
| On entire balance If qualifications not met | 0.05% | 0.05% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Have at least 12 debit card purchases post and settle
Kasasa Saver
| Balance | Interest Rate | APY* |
|---|---|---|
| On balances $0.01 up to $25,000 If qualifications are met | 1.489% | 1.50% |
| On amount of balance over $25,000 If qualifications are met | 0.50% | 0.50% |
| On entire balance if qualifications not met | 0.05% | 0.05% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or automatic payment (ACH) post and settle
- Have at least 12 debit card purchases post and settle
Mortgage Rates
Personal Loans
| Loan Type | APR** | Maximum Amount | Maximum Term | Maximum L-T-V | Monthly Payment per $1,000 |
|---|---|---|---|---|---|
|
Prime Rate as published in the Wall Street Journal. *Maximum annual percentage rate (APR) is 18%, with 4.00% APR as the floor. |
6.75%* | N/A | 25 years | 80% | $6.91 |
| Unsecured | 14.00% | $5,000 | 3 years | N/A |
$34.18 |
| Collateral with Lee Bank Investment | 8.00% | N/A | N/A | Per Collateral Review |
N/A |
| Collateral with Lee Bank Account |
5.50% or 3.00% above the APY of the account securing the loan, whichever is greater |
N/A | N/A | 95% | N/A |
| Rental Assistance | 2.00% | $3,000 | 18 months | N/A | $56.44 |



