Free Kasasa Saver

Kasasa Saver with Kasasa Cash 

APY=Annual Percentage Yield. APYs accurate as of 03/23/2026. Rates may change after account is opened. Minimum to open is $25.00 for Kasasa Cash and $10.00 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) You will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified and credited to account on the last day of monthly statement cycle; (2) balances $0.01 up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 3.00% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $25,000, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Limit one account per SSN. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher. 

Kasasa Saver with Kasasa Cash Back 

APY=Annual Percentage Yield. APYs accurate as of 03/23/2026. Rates may change after account is opened. Minimum to open is $25.00 for Kasasa Cash Back and $10.00 for Kasasa Saver. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. You will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $25,000, resulting in 1.50% to 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Limit one account per SSN. An ATM receipt must be presented within thirty (30) calendar days for reimbursements of individual ATM fees of $5.00 or higher.