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Rates effective as of November 29, 2024

APY= Annual Percentage Yield

Kasasa Cash* Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
On balances $0.01 up to $10,000 If qualifications are met
$25 2.956% 3.00%
On amount of balance over $10,000 If qualifications are met
$25
0.50% 0.50%
On entire balance If qualifications not met $25 0.05% 0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle

Kasasa Saver*** Learn More

Balance Interest Rate APY
On balances $0.01 up to $25,000 If qualifications are met 1.489% 1.50%
On amount of balance over $25,000 If qualifications are met 0.50% 0.50%
On entire balance if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle

Certificates of Deposit (CDs) Learn More

CERTIFICATES

TO OPEN

TO EARN APY

ANNUAL PERCENTAGE YIELD

INTEREST RATE

3 MONTH $500 $500 0.15% 0.148%
6 MONTH $500 $500 2.00% 1.953%
12 MONTH $500 $500 1.75% 1.711%
18 MONTH $500 $500 1.50% 1.468%
24 MONTH $500 $500 3.25% 3.154%
30 MONTH $500 $500 0.40% 0.394%
36 MONTH $500 $500 3.00% 2.915%
48 MONTH $500 $500 0.55% 0.541%

Call us to learn about our New CD Specials! 413.243.0117

 

 

 

Checking & Savings

Account Minimum to Open Minimum Balance to Earn APY APY
Statement Savings $10 $10 0.10%
Health Savings Account $25 $25 0.01%

Clear Choice Money Market Learn More

Minimum to Open Minimum Balance to Earn APY APY
$10 $10 0.10%
$10 $25,000 0.15%
$10 $100,000 0.20%

Personal Loans

Loan Type APR** Maximum Amount Maximum Term Maximum L-T-V Monthly Payment per $1,000

Home Equity Line of Credit3

Prime Rate as published in the Wall Street Journal.

*Maximum annual percentage rate (APR) is 18%, with 4.00% APR as the floor. 

7.75%* N/A 25 yrs.4 80% $7.55
Unsecured 14.00% $5,000 3 yrs. N/A $34.18
Collateral with Lee Bank Account

6.00%

(2.00% over deposit account rate)

N/A N/A 95% N/A
Rental Assistance 2.00% $3,000 18 months N/A $56.44

 

Auto Loans Learn More

Loan Term APR** Down Payment Monthly Payment per $1,000

New / Used Vehicle (2021-2024)

0.25% discount with Lee Bank Relationship and Autopayment

72 mo.

7.25% 10% $17.17

Used Vehicle (2018-2020)

0.25% discount with Lee Bank Relationship and Autopayment

60 mo. 8.25% 20% $20.40

Recreational Vehicle (2021-2024)

0.25% discount with Lee Bank Relationship and Autopayment

48 mo. 7.75% 20%

$24.30

 

 

** APR = Annual Percentage Rate

*APY=Annual Percentage Yield. APYs accurate as of 11/29/2024. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances $0.01 up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 3.00% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $25,000, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

***APY=Annual Percentage Yield. APYs accurate as of 11/29/2024. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash Back and $10 for Kasasa Saver. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances $0.01 up to $25,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $25,000, resulting in 1.50% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

3. For lines of credit, the Annual Percentage Rate (APR) is variable and can change monthly, the maximum APR is 18% and there is a $20 annual fee. Property insurance is required for all home equity products. Other closing costs may apply.

4. Indicates a 10 year draw period during which the minimum payment is equal to the interest accrued. After the draw period ends, you will no longer be able to obtain credit advances and must pay the outstanding balance on your line of credit (the "repayment period.") The length of the repayment period is 15 years. During the repayment period, payments will be due monthly.

Interest is compounded daily for Certificates, Regular Savings, Kasasa Cash, Kasasa Cash Back, Performance Account, Health Savings NOW, Clear Choice Money Market accounts. The Annual Percentage Yield (APY) is accurate as of the date shown above. Fees could reduce earnings on the account. Please refer to our Fee Schedule. Rates on Savings and Checking accounts may change after the account is opened. A penalty may be imposed for early withdrawal from Certificates of Deposit funds equaling 6 months interest on original maturities longer than 12 months, and 3 months interest on original maturities of 12 months or less. 

Rates are subject to change at any time.

All products are subject to approval.